A TD Bank routing number is a nine-digit code that identifies the bank and specific branch associated with a particular account. For example, the TD Bank routing number for the branch in Hartford, Connecticut is 021900021.
Routing numbers are essential for processing electronic payments, such as direct deposits, wire transfers, and automatic bill payments. They ensure that funds are correctly routed to the intended recipient’s account. The development of electronic payment systems in the mid-20th century led to the need for a standardized system of routing numbers.